HACA does have a Homeownership/Down Payment Assistance Program. The program provides a maximum loan of $10,000 on a first come, first serve basis to residents who meet the criteria. Residents must be a first time home buyer or cannot have owned a home in the last three years. A minimum of $2,500 must also be contributed toward the down payment, closing cost or reserves. Residents must then qualify for a first lien mortgage and have received first mortgage financing from a private financial institution. Lastly, a HACA-approved home buyer training course must be passed. To learn more or download an application, visit our Homeownership program page.